What fees apply when paying by wire and how to ensure full credit of your payment
💳 What Happens When You Pay by Wire Transfer
When you send a wire payment (MT103 SWIFT) to Yeesshh, some fees may be deducted by your bank or intermediary banks.
Yeesshh will credit only the net amount actually received in our bank account.
To avoid unexpected deductions, you must instruct your bank to use the SWIFT charge code “SHA” when sending the payment.
🏦 What Are BEN, SHA, OUR?
These codes are part of the SWIFT international wire system, under the field “Details of Charges”. They determine who pays the transfer fees.
💰 OUR (You Pay All Charges)
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You pay all bank fees (yours + intermediaries)
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Yeesshh receives the full amount
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✅ Most reliable, but may cost you more
💸 SHA (Shared – Required by Yeesshh)
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You pay only your own bank’s fee
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Yeesshh receives your payment minus any intermediary fees
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⚠️ If fees are applied by intermediary banks, they will reduce your credited balance
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✅ This is the required setting for all international wires to Yeesshh
🚫 BEN (Yeesshh Pays All Fees)
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You pay no fees
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All fees are deducted from the amount we receive
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⛔ Not accepted: Your balance will be reduced accordingly, or your order may be rejected
📌 Summary: What You Must Do
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✅ Always use SHA for international wire payments
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⚠️ You will be credited the net amount received by Yeesshh
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🧾 Refer to your Order instructions for correct payment details and supported methods